Credit card Debit

I tell credit card debt really sucks. I have a chase card and american express card. I'm currently floating about $20,000 on my credit card right now. Never mind that I already have student loans and mortgage payment. the best thing to do is consolidate those loans, into one same low interest rate credit card. It's not a bad Idea to hope credit cards either the soon you can pay them off the better. In the mean time I have to figure out how to make some cold hard cash!